Frequently Asked Questions Regarding Motorcycle Loans

123-MotorcycleLoans.com understands that you likely have questions about how our motorcycle loan procedure. Hopefully all of your questions regarding financing will be answered below. If they are not, don't hesitate to ask the lender handling your loan, or contact us and we will be happy to assist you!

Q: Can I get approved for motorcycle loans if I have bad credit?
A: YES! We have a variety of loans programs designed specifically for people with bad credit, even those with past histories of bankruptcy!

Q: Is there anything I should do in preparation before applying for a motorcycle loan?
A: When looking to finance a motorcycle, it is extremely vital that you get a copy of your credit report. You want to eliminate the chance that there might be mistakes on your credit report that could hurt the interest rate you receive -- or cause your application to be denied. Click the link to obtain a free copy of your credit report.

Q: How long does it take to get a motorcycle loan through 123-MotorcycleLoans.com?
A: You will be contacted by one of our lenders within the hour of application submission. If an approval is generated, you can have your cash within 12-24 hours! 

Q: What are the interest rates for my motorcycle loan?
A: Depending on your credit history, the amount of down payment, and the degree of credit risk all have some bearing on the interest charges of your motorcycle loans. Typically, individuals with good credit can expect interest rates of 8-10% and those with bad credit rates of 13-15%.  Feel free to ask the lender handling your loan, or contact us if you have any questions regarding your motorcycle loan interest rates.

Q: Along with my application, what other paperwork will I need?
A: Upon the completion of your application, your lender will contact you with some more detailed questions regarding your loan and inform you of any paperwork that you will have to supply.

Q: Does 123-MotorcycleLoans.com charge any application or closing fees?
A: Applying for motorcycle loans with our program is absolutely FREE! There are no closing fees at all!

Q: Can I have a co-signer on the loan?
A: SURE! Your chances for motorcycle loan approval increase if your co-signer has good credit!

Q: I am a lender, how can I become part of the lender network?
A : EASY! Fill out a form HERE and of our sales representatives will contact you!